Simulator Guide

The most complete rental profitability calculator. Analyze every aspect of your investment: purchase, financing, taxation and 20-year projections.

• Purchase price, notary fees, renovation costs
• Loan parameters (rate, duration, down payment)
• Rent, charges, vacancy rate
• Tax regime selection (micro-foncier, reel, LMNP micro-BIC, LMNP reel)
• Results: gross/net/net-net yield, monthly cash flow, 20-year projection, amortization table, tax regime comparison

Analyze a multi-unit building with different rents and configurations per unit. Ideal for assessing income diversification and vacancy risk.

• Add multiple units with distinct rents
• Risk analysis with diversified vacancy
• Global and per-unit profitability
• Multi-unit revenue projection

Specialized simulator for parking space and storage unit investments. Low entry price with typically high gross yields.

• Reduced purchase price and specific charges
• Simplified cost structure
• Typically high gross yields
• Comparison with traditional real estate

Model a coliving investment. Define revenue room by room, shared space costs and evaluate management intensity.

• Room-by-room revenue modeling
• Shared space costs
• Higher management intensity
• Overall yield with turnover consideration

Complete life annuity calculator. Evaluate the bouquet (upfront payment), monthly annuity, and compare with a traditional purchase using actuarial tables.

• Bouquet (upfront payment) and monthly annuity
• Actuarial tables and life expectancy
• Comparison with traditional purchase
• Net present value analysis

Simulate property dismemberment: bare ownership vs usufruct, temporary dismemberment, tax advantages and full ownership reconstruction.

• Bare ownership vs usufruct
• Temporary or lifetime dismemberment
• Tax advantages of dismemberment
• Reconstruction value at term

Evaluate the profitability of a buy-renovate-sell operation. Include all costs, estimate the resale price and calculate your net margin.

• Purchase price and renovation budget
• Resale price estimation
• Holding costs (interest, insurance, taxes)
• Capital gains tax, net margin

Structure your assets through an SCI (corporate tax) or holding company. Compare corporate vs personal tax, optimize dividend distribution and estate planning.

• SCI with corporate tax, holding structure
• Dividend distribution
• Corporate tax vs personal income tax comparison
• Estate optimization and transfer planning

Simulate deducting renovation works from rental income and global income (up to EUR 10,700/year), with 10-year carry-forward.

• Deduction of renovation works from rental income
• Offset against global income (EUR 10,700/year cap)
• 10-year deficit carry-forward
• Annual tax savings projection

Personalized questionnaire to determine the optimal tax regime. Compares all options based on your personal situation.

• Questionnaire tailored to your profile
• Comparison of all tax regimes
• Personalized recommendation
• Quantified impact on your net return

Simulate an Owner Buy-Out: sell your property to your own SCI, extract cash while keeping the asset and optimizing your taxation.

• Sale to your own SCI
• Cash extraction
• Asset retention
• Tax optimization of the operation

Simulate a paper real estate (SCPI) investment. Analyze entry fees, management fees, distribution yield and compare with direct investment.

• Entry and management fees
• Distribution yield
• SCPI vs direct investment comparison
• Revenue projection over time

Evaluate a real estate crowdfunding project. Analyze the expected yield, project duration and risk level.

• Expected project yield
• Fund lock-up period
• Risk level analysis
• Comparison with other investments

Simulate a commercial property investment. 3-6-9 leases, higher yields, but potentially longer vacancy periods.

• Commercial lease types (3-6-9)
• Generally higher yields than residential
• Extended vacancy risk analysis
• Long-term profitability projection