New version 2.0 — 14 simulators available

Real estate investment
simulator — free to use

Calculate rental profitability, optimize your real estate taxation and maximize your cash flow with our 14 professional simulators. Calculators are 100% free; simulators offer a free tier, then Premium & Pro.

14

Specialized simulators

19

Free calculators

Free

To get started

0€

No card required

New · Chrome extension

Analyze profitability right on the listings

A discreet badge shows price, surface, EPC and estimated profitability on the major listing sites (SeLoger, LeBonCoin…). One click opens the simulator, already pre-filled.

Free · No browsing tracking

Add to ChromeDiscover the extension

Why choose Mon Simulateur Immobilier?

Professional tools designed for demanding investors

Maximum precision

Calculations based on French tax legislation, INSEE tables and official indices (IRL, ILC, ILAT).

Time saving

Analyze an opportunity in 5 minutes. Compare multiple scenarios instantly.

Secure data

Your simulations are protected by authentication and access control, then saved. Access them from any device.

Built-in expertise

Benefit from intelligent recommendations based on your profile and goals.

Clear visualization

Interactive charts, comparison tables and 25-year projections.

Legal compliance

All our calculations comply with current regulations. Complete legal notices.

14 specialized simulators

Each type of real estate investment has its dedicated simulator

Most popular

Popular

Rental Simulator

Classic investment

Analyze your rental investments in a few clicks. Calculate gross/net yield, monthly cash flow and project over 20 years.

20years projected
Calculate my yield
Popular

Property Valuation

Market value

Estimate the market value of your property from real DVF sales. Get a price per m², a value range and a DPE green-value discount.

5500+towns
Estimate my property
Popular

Property Flipping

Property dealer

Analyze your buy-and-sell operations like a pro. Calculate margins, MDB vs individual taxation, VAT on margin.

15-25%target margin
Analyze my flip

All simulators

OneDpe

DPE Tools

Verify, Simulate, Renovate

Complete DPE tool suite: verify your DPE reliability, simulate with 3CL method and get renovation work recommendations with subsidies.

DPE verification3CL simulationMaPrimeRénov'
40+automated checks
Check my DPE on OneDpe

Apartment Building

Multi-unit investment

Analyze the profitability of an apartment building: multi-units, mixed commercial/residential. Cash flow per unit, global IRR, risk score.

Cash flow per unitGlobal IRRRisk score
5-8%average net yield
Analyze my building

Parking / Garage

Accessible investment

Simulate your investments in parking spaces, garages or boxes. Calculate net yield after taxes.

Net yieldTax comparisonDeductible expenses
6-10%average net yield
Calculate my return

Works Simulator

Estimate & subsidies

Estimate your work costs with regional prices and automatically calculate all available subsidies.

Regional pricesAuto subsidiesDetailed ROI
70 000€max MaPrimeRénov
Estimate my works

Life Annuity Simulator

Alternative investment

Calculate bouquet and life annuity according to INSEE mortality tables. Simulate occupied, free or no-annuity life annuity.

INSEE tablesOccupied/freeMultiple scenarios
30-40%average discount
Estimate my annuity

Commercial Real Estate

Offices, retail, premises

Analyze your investments in commercial real estate. Calculate cap rate, NOI, DSCR and project cash flows.

Cap rate & NOIILC/ILAT indicesDSCR analysis
3-7%market cap rates
Analyze my project

Dismemberment

Wealth transfer

Optimize wealth transfer through dismemberment. Calculate bare ownership and usufruct according to tax schedule.

Tax scheduleOptimized donationDMTG savings
100 000€child allowance
Optimize my transfer

Bank File

Optimized financing

Prepare a solid bank file to maximize your chances of getting financing.

Borrowing capacityDebt ratioPDF file
35%max debt ratio
Build my file

Rental Deficit

Tax reduction on works

Use the rental deficit mechanism to deduct up to €10,700 from your income. Simulate the impact of your works on your taxes.

€10,700/year limit10-year carryforwardTMI calculation
10 700€max deduction/year
Calculate my deduction

Real Estate Holding

Wealth optimization

Simulate creating a real estate holding to optimize your taxes. Analyze parent-subsidiary regime and tax integration.

Parent-subsidiaryTax integrationDutreil pact
75%Dutreil exemption
Simulate my holding

OBO Real Estate

Owner Buy Out

Optimize your wealth with OBO (Owner Buy Out). Sell to your SCI, deduct interest, reduce IFI.

SCI setupIFI reductionInterest deduction
30%possible IFI savings
Simulate my OBO
Free Tools

19 free calculators

Simple and accurate tools for your daily real estate calculations

Instant access to our calculators based on official French 2026 schedules. No sign-up required, 100% free.

Purchase & Fees

Financing & Loans

Loan Management

Rental & Rent

Taxation & Capital Gains

View all calculators

Frequently Asked Questions

Everything you need to know about our simulators

14

Specialized simulators

19

Free calculators

INSEE · DGFiP

Official sources

0€

Free to get started

The most comprehensive real estate investment simulator in France

MyRealEstateSimulator is the reference platform for calculating the profitability of your rental investments. Whether you are a beginner or experienced investor, our tools allow you to precisely analyze gross yield, net yield, monthly cash flow and compare different tax regimes (LMNP, real foncier, micro-foncier, SCI).

Our 14 specialized simulators cover all types of investments: furnished or unfurnished rental, life annuity, parking and garages, commercial real estate, and much more. Each simulator integrates the latest tax data and official scales for precise and reliable calculations.

Optimize your tax strategy with our scheme comparator: Pinel, LMNP, Malraux, Rental Deficit, Censi-Bouvard. Visualize the impact on your income tax and plan your investments over 20 years. Our calculators are 100% free, and every simulator offers a free tier (Premium & Pro plans for heavier use), with professional PDF export.