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Wealth Tax Calculator
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FR

IFI Calculator 2026

Calculate your French Real Estate Wealth Tax

What is IFI (Impôt sur la Fortune Immobilière)?

IFI (Impôt sur la Fortune Immobilière) is an annual French tax that applies to net real estate assets exceeding €1,300,000. It replaced ISF (Impôt de Solidarité sur la Fortune) in 2018.

IFI calculation takes into account the market value of all your real estate properties (primary and secondary residences, rental properties, SCPI shares, etc.) as of January 1st of the tax year, reduced by your real estate debts and a 30% reduction on your primary residence.

Why use this IFI calculator?

Accurate and official calculation

Based on the 2026 French tax schedule and official calculation rules

Tax optimization

Visualize the impact of the primary residence reduction on your IFI

Anticipation

Estimate your IFI before the declaration to better manage your wealth

Recommendations

Receive personalized advice according to your wealth situation

How to calculate your IFI?

1

Evaluate your assets

Add up the market value of all your real estate properties on January 1st: residences, rental properties, SCPI shares, etc.

2

Deduct your debts

Subtract loans contracted for the acquisition, construction, repair or improvement of your real estate properties.

3

Apply the reduction

If you own your primary residence, benefit from an automatic 30% reduction on its value.

4

Calculate IFI

The calculator applies the progressive IFI schedule (from 0.5% to 1.5%) to your net taxable wealth to obtain the amount to declare.

IFI Schedule 2026

The IFI schedule is progressive by brackets. Your net taxable wealth is taxed according to the following rates:

  • From €0 to €800,000: 0% (not taxable)
  • From €800,000 to €1,300,000: 0.5%
  • From €1,300,000 to €2,570,000: 0.7%
  • From €2,570,000 to €5,000,000: 1%
  • From €5,000,000 to €10,000,000: 1.25%
  • Above €10,000,000: 1.5%

Frequently asked questions about IFI

You are liable for IFI if the net value of your real estate assets exceeds €1,300,000 on January 1st of the tax year. This threshold applies to worldwide assets for French tax residents.

All real estate properties and rights: primary and secondary residences, rental buildings, land, SCPI shares, SCI shares holding real estate, real estate properties held abroad. Professional properties are exempt under conditions.

If you own your primary residence, you automatically benefit from a 30% reduction on its value for IFI calculation. For example, a primary residence worth €1,000,000 will be valued at €700,000 for IFI.

Deductible are loans contracted for the acquisition, construction, repair, improvement or maintenance of taxable real estate properties. Debts must exist on January 1st and be justified.

IFI is declared and paid together with your income tax return, generally between mid-May and early June depending on your situation. The declaration is made online via your personal space on impots.gouv.fr.

If your net taxable wealth is below €1,300,000, you are not liable for IFI. However, stay vigilant as any increase in your wealth could make you taxable the following year.

Several strategies exist: donation-sharing, property dismemberment, investment in exempt professional properties, restructuring via companies. These optimizations require support from a wealth management advisor or tax lawyer.

Yes, French non-tax residents are taxable on IFI only on their real estate properties located in France. The €1,300,000 threshold also applies.

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Warning: The simulations presented on this site are provided for informational purposes only and do not constitute investment advice, a credit offer, or a recommendation to buy or sell. The results displayed are estimates based on the data provided and do not guarantee future performance. Any real estate investment decision should be made after consulting qualified professionals (notary, financial advisor, accountant, tax lawyer). The publisher disclaims any responsibility for decisions made based on these simulations.
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Quick calculation provides a reliable estimate in minutes. For precise declaration, use detailed calculation.

€

All your real estate assets as of January 1st

€

Loans for acquisition, construction or improvements