Notary Fees Calculator 2026
Accurately estimate the total cost of your real estate acquisition based on price, property type and department.
Rates updated February 2026 — LFSS 2026
How are notary fees calculated?
How are notary fees calculated?
Notary fees, also called "acquisition fees", represent all the amounts to be paid when purchasing real estate, in addition to the property price. Contrary to popular belief, most of these fees do not go to the notary but to the State and local authorities.
The amount of fees varies considerably according to two main criteria:
Existing property
Fees represent approximately 7-8% of the purchase price. The majority consists of transfer duties (about 5.8%) collected by the department and municipality.
New property (off-plan)
Fees are reduced to approximately 2-3% of the purchase price. Since VAT has already been paid, only a land registration tax of 0.715% applies.
Detailed breakdown of notary fees
Detailed breakdown of notary fees
1
Transfer duties
Taxes collected by the State, department and municipality. This is the largest component of fees.
≈ 80-85% of total fees
2
Notary fees
Notary fees calculated according to a progressive schedule regulated by decree. The rate decreases with property price.
≈ 10-12% of total fees
3
Disbursements
Administrative fees advanced by the notary: cadastre, surveyor, mortgage registry, deed extracts...
≈ 4-5% of total fees
Reduced rate departments: save on your fees
Reduced rate departments: save on your fees
Since the 2025 Finance Act (art. 116), most departments have raised their departmental rate to 5.00%. Only 11 departments maintain the rate at 4.50%, and 2 benefit from a reduced rate of 3.80%.
Indre (36) - 3.80%
Mayotte (976) - 3.80%
Hautes-Alpes (05) - 4.50%
Alpes-Maritimes (06) - 4.50%
Ardèche (07) - 4.50%
Charente (16) - 4.50%
Drôme (26) - 4.50%
Frequently asked questions
Who pays the notary fees?
Who pays the notary fees?
Notary fees are paid by the buyer. They are added to the sale price agreed with the seller and must be paid on the day of signing the authentic deed at the notary's office.
Can you negotiate notary fees?
Can you negotiate notary fees?
No, notary fees are non-negotiable as they mainly consist of State and local authority taxes. Only the notary's fees follow a schedule regulated by decree. However, some ancillary costs can be discussed.
What is the difference between notary fees and emoluments?
What is the difference between notary fees and emoluments?
Disclaimer
The results provided by this calculator are for informational purposes only and do not constitute investment advice, a credit offer, or a recommendation to buy or sell. The amounts displayed are estimates based on the data entered and current tax schedules. For an accurate calculation tailored to your personal situation, consult a qualified professional (notary, banker, tax advisor, accountant).
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