APL Calculator

APL is available to tenants and co-tenants whose income does not exceed certain ceilings. The dwelling must be your main residence and meet decency standards. Students, employees, unemployed and retirees may qualify depending on their resources.

The CAF considers the monthly net income of the entire household. If your assets (excluding main residence) exceed €30,000, a fictitious yield of 3% per year is added to your income. Minimum flat-rate resources may be applied if your declared income is very low.

The rent ceiling is the maximum rent amount considered for calculating APL. It varies according to your geographic zone (1, 2 or 3) and household size. For example, in zone 2, the ceiling is €263 for one person, €323 for two people.

It is a flat-rate amount added to your rent to account for rental charges. It ranges from €58 for one person to €125 for 5 or more people. This allowance is applied even if your actual charges are different.

APL never covers 100% of rent. You must contribute to payment through a "personal contribution" calculated according to your income (about 30%). The aid then covers 50% to 70% of the remaining amount, depending on your financial situation.

APL applications are only made online on the CAF website (caf.fr) or via the "Caf - Mon Compte" mobile app. You will need to provide proof of income, your lease, a rent certificate from your landlord and bank details. Response usually takes 2 months.

Yes, by default APL is paid directly to the tenant, who must then pay their full rent to the landlord. However, you can request "third-party payment", where APL is paid directly to the landlord who deducts this amount from your rent.

APL (Personalized Housing Assistance) concerns approved housing. ALF (Family Housing Allowance) is for families with children or pregnant women. ALS (Social Housing Allowance) covers other situations. You can only receive one of these benefits.

As a professional (real estate agent, property manager), you can use this calculator to estimate a tenant candidate's APL. Enter their monthly net income, family situation, the property's geographic zone and planned rent. The displayed remaining charge will help you assess the candidate's solvency.

Yes. In shared housing, each co-tenant makes their own APL application. The rent ceiling is reduced to 75% of the standard ceiling, and the charges allowance is for a single person. The rent considered is each co-tenant's individual share, not the total housing rent.

Third-party payment allows the landlord to receive APL directly from the CAF. The tenant then only pays the remaining charge. This scheme is mandatory when APL exceeds a certain threshold. The landlord must complete a rent certificate on caf.fr for each beneficiary tenant.

The first payment generally occurs 2 months after the complete application. APL is paid on the 5th of each month, with a waiting period (the first month of occupancy does not qualify for APL). In case of a change in situation, the CAF adjusts the amount within 1 to 2 months.